Strategies of the Scheduled Caste Sub Plan for the Scheduled Castes (SCs) and Tribal SubPlan for he Scheduled Tribes (STs) were introduced in the Sixth Plan and Fifth Plan for channelising to these categories of people their due share of plan benefits and outlays. The strategies of Scheduled
Caste Sub Plan (SCSP) and Tribal Sub Plan (TSP) envisage to channelise the flow of outlays and benefits from all the sectors of development in the Annual Plans of States/UTs and Central Ministries at least in proportion to their population both in physical and financial terms.
The West Bengal Scheduled Castes and Scheduled Tribe Development and Finance Corporation has launched the Special Component Plan (SCP) scheme for the scheduled caste and Tribal sub Plan (TSP) scheme for scheduled tribe people living below the poverty line. The primary object of these schemes are economic upliftment and augmenting the income of the poor SC/ST people of West Bengal through the process of micro financing. The eligibility criteria for the scheme are:
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| Beneficiary : |
| Scheduled caste/ scheduled tribe people on individual or cluster basis, living below the poverty line, whose annual family income is Rs. 19654/- for rural areas and Rs. 27,247/- for urban areas. |
| Schemes to be financed : |
| the corporation provides assistance to the target group people for undertaking income generating schemes under six broad sectors like : 9i) agriculture & small irrigation (ii) animal husbandry (iii) fisheries (iv) village industries (v) business & (vi) small transport. |
| Project cost : |
| The maximum limit of project cost is Rs. 35,000/- under these medium term lending programme. |
| Means of finance : |
means of finance in these schemes consists of three components. (a) subsidy, (b) margin money, (c) bank loan.
Subsidy is restricted to 50% of project cost or Rs 10,000/- whichever is less. Margin money loan is extended up to the project cost of Rs. 12,000/- @ 20% of the project cost or Rs 2,000/- whichever is less.
For details, the local gram panchayat / BDO / district manager of the corporation may be contacted.
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